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Answers to Your Questions About FICO® Credit-Based Insurance Scores

What a FICO® Credit-Based Insurance Score examines―Fact Sheet

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An insurance score is a snapshot of your insurance risk picture at a particular point in time based on credit report information. Insurance scores provide under-writers with an objective, accurate and consistent tool that, used with other underwriting information, helps them issue new and renewal insurance policies. Your score will improve over time through a pattern of responsible credit use.