How Nationwide Replaced Legacy Systems with FICO® Platform to Modernize Mortgage Decisioning

Nationwide Building Society, one of the UK’s largest mortgage providers, has transformed its lending operations by migrating from legacy systems to FICO® Platform. In this video, Nationwide shares how this digital modernization cut credit decision times by 50% and created a more agile, scalable lending experience for millions of customers. With one in six UK homes under its care, Nationwide needed a smarter, faster way to deliver mortgage approvals. The move to the FICO cloud-based platform empowers them to make real-time, data-driven decisions—while simplifying infrastructure and future-proofing operations.