FICO Research Consumer Credit Score Migration
FICO examined the movement of FICO® Scores over time to determine how often investors should seek refreshed credit scores.
White Paper
If investors aren’t receiving updated account management scores frequently enough, they run the risk of making decisions with stale information. FICO® Scores provide a holistic view of the consumer’s credit behaviors — tipping investors off to deterioration in a consumer’s credit profile that may not have yet shown up in repayment performance.
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