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A New Highly Predictive FICO Score

Insights—Lenders gain a 5%–15% predictive boost to manage business and control losses

White paper

As delinquency levels increase and consumer behavior changes, the need for strong predictive tools has never been greater. Consumers, feeling the full impact of financial challenges, may attempt to manage their situations with unhealthy credit behaviors. Early identification and action with a score adjusted for current market trends can benefit both consumers and lenders, enabling proactive intervention, and ultimately, preserving revenues.