FICO Acquires GoOn to Advance Growth in Brazil

São Paulo, Brazil — December 12, 2018 —

Analytic software firm FICO today announced it has acquired GoOn LLC, a leading credit risk management consulting firm based in Brazil. A transação foi concluída. Terms have not been disclosed, and the transaction is not expected to have a material impact on FICO's 2019 financial results.

Founded in 2002, GoOn provides risk consulting for the entire consumer credit lifecycle, and has hundreds of customers in banking, retail, credit cards, student lending, insurance and real estate. Additionally, the firm has trained more than 12.000 credit management professionals at Brazilian companies. The GoOn consultants and other staff will continue as part of FICO. "Our mission is to promote the evolution of credit management in Brazil, combining technical and human knowledge to produce positive social and financial impacts," said Fernando Manfio, founder of GoOn. "As part of FICO, the worldwide leader in analytic solutions for financial services, we will bring even greater technical depth to Brazilian credit grantors, as well as more advanced analytics. We will play an even greater part in making the Brazilian credit market more mature and successful, and will keep acting with the same connection and trust, and an even better consulting methodology in the credit market."

"GoOn has built a strong reputation for credit excellence, based on the tremendous expertise and experience of its expert consultants," said Alexandre Graff, general manager for FICO in Latin America. "We are proud to bring them onto our team, and provide their knowledge of best practices to our clients. As we grow in Brazil and throughout Latin America, our customers demand the kind of world-class consulting the GoOn team provides."

Sobre a FICO
FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 190 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, manufacturing, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2,6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time.

Learn more at www.fico.com.

Join the conversation at https://twitter.com/fico & http://www.fico.com/en/blogs/ FICO is a registered trademark of Fair Isaac Corporation in the United States and in other countries.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2017. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

Brazil media:
Capital Informação – Assessoria de Imprensa
Luciane Bernardi – luciane@capitalinformacao.com.br
Renata Victal – renata@capitalinformacao.com.br
+55.11.3926-9517 out 3926-9518 ou 11.9.8224.4404

North America media:
Greg Jawski - greg.jawski@porternovelli.com
Porter Novelli for FICO
+1 212-601-8248

Investors and Analysts:
Steven Weber - investor@fico.com
+1 800-213-5542