FICO and Adacom Partner to Deliver Advanced Solutions for Insurance Companies in Latin America

SÃO PAULO—June, 27, 2012—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced a partnership agreement with Chilean company Adacom, aimed at delivering advanced decision management solutions to insurance companies in Latin America. Starting immediately, Adacom will work with FICO to implement FICO™ Blaze Advisor™ business rules management system for insurance companies in Chile and Peru, with a planned expansion of this partnership to the rest of Latin America.

The alliance will focus on underwriting and claims processing for the auto, housing, life and health segments of the insurance market. Adacom, established in 1998, offers a specialized service for the development of IT system services and projects. The company employs more than 80 professionals and has completed a large number of projects involving web platforms that support banking and insurance.

FICO™ Blaze Advisor™ is widely used in insurance in areas such as underwriting and fraud prevention. It can also help insurers dramatically reduce the time needed to deploy analytic models, such as underwriting risk models, into production. Insurers have realized significant improvements with FICO Blaze Advisor, including: lowered combined ratio by 8 points; increased pricing tier from 6 to 24; increased automated application processing and binding to 99%; and reduced time to change underwriting and renewal rules from 6 months to just 1 month.

"We see a great potential for business rules in insurance throughout Latin America," said Roberto Flores, Adacom CEO. "Fraud prevention is a priority for insurers, as we know their losses are around 10% only due to fraud and can be quickly much lower than this. And in the Chilean market, people who want to be treated in specific hospitals or by specific physicians have to pay the difference between that care and what public healthcare covers - this is a great space for insurers to grow."

"Our recent engagements with Adacom rapidly yielded a significant volumes of opportunities, because our capabilities complement each other," said Andreas Suma, senior director at FICO for Latin America. "We trust Adacom's expertise to help us further accelerate our growth in the region and increase our support for Latin American insurers."

About Adacom
Adacom is an Information Technology service company created to contribute effectively and efficiently to achieve the goals it sets for each of its customers. It has a wide variety of services, which include: project development, software factory, analysis and functional design, functional QA testing, support and maintenance, continuity of service 7 x 24, management and environment management steps and baseline, professional services and energy management projects. With a clear customer orientation, Adacom stands out as a leader in Information Technology, with efficiency for each project, plus an undeniable responsibility to fulfill their tasks, and a huge potential that enables them to compete globally. For more information, see www.adacom.cl/. Adacom: information technology.

Sobre a FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO™ Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. FICO: Make every decision count™.

For FICO news and media resources, visit www.fico.com/news.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended March 31, 2012. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, Blaze Advisor and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.