FICO Announces Advanced Risk Management Solutions at FICO World 2010

MINNEAPOLIS—April 13, 2010—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced a slate of new products that enable credit grantors to better predict and manage customer risk, increase collections and prevent fraud.

The products arrive at a time when banks are grappling with unprecedented pressures on profitability, changing customer risk patterns and increased regulation. Individually and collectively, the new FICO products will allow banks to get a sharper view of risk in changing market circumstances; shorten their learning cycle and improve predictability of results; and manage customers with a more holistic view of risk.

At FICO World 2010, the company’s annual decision management conference, more than 600 bankers and insurers learned about new releases that include:

FICO^® TRIAD^® Customer Manager 8,5, the industry-leading credit account management solution. Launched earlier this year, this version introduces Decision Graph, a revolutionary strategy design and visualization tool that enables lenders to develop, analyze and compare complex customer treatment strategies quickly and easily.

FICO^® Debt Manager™ 8 for collections and recovery, available this quarter. This release increases productivity with an enhanced user interface and real-time processing, increases effectiveness with built-in adaptive control and predictive analytics for continuous improvement of strategies, and increases responsiveness with a service-oriented architecture (SOA). Debt Manager 8 includes the industry-leading FICO™ Blaze Advisor^® business rules management system built in and is a portfolio-based multi-client, multi-tenant solution.

FICO™ Falcon^® Fraud Manager 6,1, the leading solution for card fraud, available this month. Designed to expand protection against losses by detecting fraud in both credit and deposit accounts, this version is more effective at identifying first-party fraud cases that have previously been misclassified as bad debt, and also includes deposit account fraud scores that can be integrated into deposit holds strategies.

FICO^® Economic Impact Index, a new analytic offering that links the FICO^® 8 scores — the latest version of the FICO^® scores, the standard measure of US consumer credit risk — to various economic forecasts, effectively marrying a macro-economic picture with the market-level view of a consumer’s credit risk. This new service enables lenders to scientifically measure the impact of anticipated market conditions on their credit portfolios and adjust their risk management policies, decision strategies and loss reserves.

The TRIAD, Debt Manager and Falcon applications are built on a common decision management platform that will enable banks to connect decisions across the customer lifecycle. For example, fraud scores from Falcon Fraud Manager can be integrated into deposit hold strategies designed in TRIAD Customer Manager for more appropriate treatment of accountholders. Connected decisions result in stronger customer relationships and a holistic approach to risk management.

From an IT perspective, the applications use common components in a service-oriented architecture approach, resulting in greater operational efficiency, lower costs and faster deployment. And the adoption of adaptive control by applications built on this platform give banks new capabilities to rapidly test, evaluate and evolve their decision strategies, in order to compete in a more dynamic marketplace.

"FICO recognizes the extraordinary pressures banks and other credit grantors are under these days," said Dr. Mark Greene, FICO's chief executive officer. "We've been working hard to improve our products individually, and also to make them work better together to multiply their effectiveness. These new releases give banks sharper, clearer measures of risk and help drive profitability with smarter decisions."

In addition to these new risk applications and analytics for bankers, FICO also announced the release of several other products at FICO World, including new versions of its FICO™ Blaze Advisor^® business rules management system, FICO™ Model Builder for predictive modeling, and FICO™ Insurance Fraud Manager for healthcare insurance fraud.

Sobre a FICO
A FICO (NYSE:FICO) transforma as empresas ao fazer com que todas as decisões sejam importantes. As soluções de gerenciamento de decisões da FICO combinam aconselhamento confiável, analíticos de classe mundial e propostas inovadoras para dar às organizações o poder para automatizar, melhorar e conectar as decisões em seus negócios. Clientes em 80 países trabalham com a FICO para aumentar a fidelidade do cliente e os lucros, cortar perdas por fraudes, gerenciar risco de crédito, atender às exigências regulatórias e concorrenciais, e construir rapidamente a participação de mercado. FICO also helps millions of individuals manage their credit health through the www.myFICO.com website.

FICO Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering initiative, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2009, and its quarterly report on Form 10-Q for the period ended December 31, 2009. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, TRIAD, Debt Manager, Falcon and Blaze Advisor are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.