A Política de Privacidade de Dados da FICO explica a coleta e o uso de cookies da empresa. Os cookies nos ajudam a lembrar suas configurações para lhe fornecer uma melhor experiência de navegação; nos permitem avaliar, monitorar e melhorar o desempenho do site; e permitem que nossos parceiros façam anúncios para você. Você pode desativar os cookies, ao alterar as configurações do seu navegador, e você também pode nos informar para não compartilhar seus dados de cookies com terceiros. Ao utilizar este site, você concorda com o uso de cookies, conforme descrito na Política de Privacidade de Dados da FICO.
26 de setembro de 2013
Singapore — September 26, 2013 — FICO (NYSE:FICO), the leading provider of analytics and decision management technology, alerted chiefs of leading Asian banks to the growing threat of enterprise fraud at its annual Fraud Forum in Manila this month. FICO urged the bankers to adopt the latest operational and analytic techniques to fight fraud across such emerging threat vectors as demand deposit accounts, mobile channels, application fraud and merchant fraud, as the region shifts to a post-EMV chip landscape.
The conference attracted nearly 30 of the leading banking fraud and risk executives from nine countries across Asia Pacific, who met for three days to address the growing sophistication of criminals who commit fraud, and the latest approaches to thwarting them.
FICO estimates that fraud in Asia Pacific costs in excess of USUS$ 350 million each year and is growing at an annual rate of 20-25%. Closing loopholes for criminals while delivering services that minimize customer inconvenience remains a key concern for banks. Mobile and online fraud, specifically card not present (CNP) transactions, continue to present a challenge, especially in markets that have secured traditional card transactions with EMV chips and pins.
"Asian consumers place a high value on convenience and are among the fastest adopters of new channels such as mobile and online banking," said Dan McConaghy, president for FICO in Asia Pacific, who hosted the forum. "At the same time they seek confidence from banks that these channels are effectively protected, so rapid deployment of channel-specific defenses is especially critical in Asia. By taking an enterprise-wide approach, banks can earn their customers' trust with swift fraud detection and positive customer contact, while also minimizing losses."
Research firm Berg Insight predicts that the number of mobile financial services users will grow to 894 million globally by 2015, with a majority of that growth occurring in Asia. In fact, China alone already accounts for 40 percent of mobile banking users worldwide, according to separate research by analysts at Celent. Asia is leading the way in mobile banking because consumer behavior is leading the banks, but also because of the benefits to investing in consumer technology in areas with high growth and lower branch numbers.
At the Fraud Forum, FICO also announced the transformation of the industry-leading FICO® Falcon® Fraud Manager, which protects 2,5+ billion card transactions per year, into a broad technology platform that will accommodate individual solutions for business segments, including credit, debit and online/DDA/mobile. In addition, FICO’s Dr. Maria Derderian explained how innovative streaming analytics are able to “learn” from individual changes in customer spending to deliver more accurate fraud scoring and fewer false positives. FICO detailed this new approach to fraud analytics in a white paper, “Is it Fraud? Or New Behaviour?” which was released at the event.
Forum participant Emmanuel Narciso, head of transaction banking for BDO Unibank, the Philippines’ largest bank, said, “We welcome the developments in fraud management technology and techniques across all the channels where our customers transact. Fraud risk and customer service is a very important balancing act for our bank, especially as Filipinos are taking to online and mobile banking in greater numbers.”
More information on FICO’s enterprise fraud approach is at www.fico.com/enterprisefraud.
Join the conversation on twitter at: @FICOnews_APAC
Sobre a FICO A FICO (NYSE: FICO) é uma grande empresa de software analítico que ajuda empresas em mais de 80 países a tomar melhores decisões que levem a níveis mais elevados de crescimento, rentabilidade e satisfação do cliente. O uso inovador que a empresa faz do Big Data e de algoritmos matemáticos para prever o comportamento do consumidor está transformando setores inteiros. A FICO fornece software analítico e ferramentas utilizadas em vários setores para gerenciar riscos, combater a fraude, construir relacionamentos mais rentáveis com os clientes, otimizar operações e cumprir regulamentações governamentais rigorosas. Muitos de nossos produtos são adotados em todo o setor, como o FICO® Score, a medida padrão de risco de crédito ao consumidor nos Estados Unidos. As soluções da FICO utilizam padrões de código aberto e computação em nuvem para maximizar a flexibilidade, acelerar a implementação e reduzir os custos. A empresa também ajuda milhões de pessoas a gerenciar sua qualidade de crédito pessoal.
FICO: Make every decision count™.
For FICO news and media resources, visit www.fico.com/newsStatement Concerning Forward-Looking Information Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2012 and its last quarterly report on Form 10-Q for the period ended June 30, 2013. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.
FICO, Falcon and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.
Europa, Oriente Médio e África
+44 (0) 209-940-8719
+1 786 482 7231
+55 11 97673-6583
Kit de imprensa