FICO Labs Members Present Analytic Innovations at Leading Conference on Credit Scoring

MINNEAPOLIS—August 24, 2011—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that members of its FICO Labs team will present four critical topics at the Credit Scoring and Credit Control XII conference, which starts today and runs through August 26 in Edinburgh. The conference is recognized as the leading worldwide conference on credit scoring and related topics.

At the biennial conference, FICO Labs members will present sessions on:

• Using economic impact modeling to address “pro-cyclicality” in risk management, an important concept for Basel III regulations
• Predicting the effects of coupons on consumer buying behavior
• Predicting strategic defaults on US mortgage portfolios
• Using causal modeling to improve credit decisions

The FICO presenters are Gerald Fahner, David Molyneaux and Neill Crossley. All three are also scheduled to present their work at the upcoming FICO World conference, Nov 1-4 in New York City. Information is online at www.ficoworld.com.

“FICO continues to make important contributions to the science and practice of credit scoring and predictive analytics,” said Andrew Jennings, chief analytics officer and head of FICO Labs. “Presenting at this conference is an honor, and FICO is proud to have some of our top analytic experts presenting their groundbreaking work to their peers at this conference.”

The Credit Scoring Conference is organized by the Credit Research Centre and is held in Edinburgh every two years. The hundreds of attendees — both academics and practitioners — represent more than 30 countries. Information is online at www.crc.man.ed.ac.uk/conference.

Sobre a FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO^® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. Learn more at www.fico.com. FICO: Make every decision count™.

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