Ir para o conteúdo principal
Close up de mãos no laptop

13 de novembro de 2014

FICO Launches Payment Integrity Platform to Slash Fraud, Waste and Abuse in Health Care Insurance

13 de novembro de 2014

Integrated analytics help identify 30 to 40 percent more payment irregularities than traditional rules-based systems

SAN JOSE, Calif.—November 13, 2014—FICO (NYSE:FICO), the predictive analytics and decision management software company, today introduced the FICO® Payment Integrity Platform, which addresses health care payment fraud, waste and abuse with out-of-the box adaptive predictive analytics. This platform helps healthcare payers improve multiple aspects of their operations, including claims processing, medical policy, provider contracts, network management and compliance. With its integrated analytics and business rules technologies, the FICO Payment Integrity Platform can identify 30-40 percent more payment irregularities than systems based on business rules alone.

FICO is showcasing the Payment Integrity Platform at the National Health Care Anti-Fraud Association annual training conference in Dallas, November 18-20. On November 20, Allyn Pon, senior product manager at FICO, will speak on “Using Adaptive Predictive Analytics to Discover Facility Payment Schedule and Contract Issues.”

The FICO Payment Integrity Platform brings to bear three technologies for identifying potential claims irregularities, enabling corrective action to be taken before claims are paid. Adaptive predictive analytics find emerging fraud trends based on multi-faceted analysis of claims, providers and procedures. Link analysis looks for common data elements across claims. Business rules, authored by business users in FICO® Blaze Advisor® business rules management system, can identify problems based on known patterns and/or perform pre-processing on claims to highlight areas for analytic investigation.

"Business rules identify black-and-white cases, whereas analytics deal with uncertainties," said Russ Schreiber, vice president of insurance solutions at FICO. "Together, they offer the best way to reduce the ens of billions of dollars lost to health care fraud, waste and abuse each year in the US alone. Part of the power in the FICO Payment Integrity Platform is that business users can quickly write and change their own rules without the need for IT support, as they spot new trends or need to implement new procedures. This is definitely the easiest to use and most flexible solution on the market."

The FICO Payment Integrity Platform's out-of-the-box analytics enable payers to perform fingertip data mining with a single click - no SQL programming skill or analytic expertise is required. With a customizable claim review workflow system, high scoring claims can be reviewed and decisioned in as little as 30 seconds, with the decision results fed back into the claims processing system to be denied or held for further investigation. In addition, fraud rings can be detected with link analysis, an integral component of the Payment Integrity Platform. The enterprise-class platform can handle medical, pharmacy, dental and facility claims, and can process hundreds of millions of claim lines for provider scoring in a single day.

Healthcare payers also have the option to access the FICO Payment Integrity Platform through a secure analytics as a service option. Payers submit their claims to FICO; the Payment Integrity Platform then analyzes the claims and returns the scored results with contextual reasons for high scores.

"With this unique service, the user doesn't need to install or manage any software," said Schreiber. "It's ideal for smaller and medium-size payers who want the power of advanced predictive analytics at a lower cost. FICO pioneered this kind of service with credit bureau scoring, and we've now extended it into insurance claims analytics."

"We've noted FWA solutions addressing evolving threats with increased accuracy, adaptability and cost-effectiveness," said Sven Lohse, Research Manager at IDC Health Insights. "Technology solutions such as software as a service [SaaS] and cloud that are complemented by outsourced services (e.g., analytics as a service) are gaining broad acceptance among payers.i"

Sobre a FICO
A FICO (NYSE: FICO) é uma grande empresa de software analítico que ajuda empresas em mais de 90 países a tomar melhores decisões que levem a níveis mais elevados de crescimento, rentabilidade e satisfação do cliente. O uso inovador que a empresa faz do Big Data e de algoritmos matemáticos para prever o comportamento do consumidor está transformando setores inteiros. A FICO fornece software analítico e ferramentas utilizadas em vários setores para gerenciar riscos, combater a fraude, construir relacionamentos mais rentáveis com os clientes, otimizar operações e cumprir regulamentações governamentais rigorosas. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. As soluções da FICO utilizam padrões de código aberto e computação em nuvem para maximizar a flexibilidade, acelerar a implementação e reduzir os custos. A empresa também ajuda milhões de pessoas a gerenciar sua qualidade de crédito pessoal. FICO: Make every decision count™. Learn more at

For FICO news and media resources, visit

FICO, Blaze Advisor and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

iIDC MarketScape: U.S. Healthcare Payer Fraud, Waste, and Abuse Solutions 2014 Vendor Analysis,” Sven Lohse, IDC, Document #248079, April 2014

Contatos da sala de imprensa

Greg Jawski
+1 212-601-8248

Darcy Sullivan
Europa, Oriente Médio e África
+44 (0) 209-940-8719

Saxon Shirley
Pacífico Asiático
+65 6422-7795

Marisa Arribas
América Latina
+1 786 482 7231

Milla Delfino
América Latina
+55 11 97673-6583