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22 de junho de 2015

Three of Spain's Ten Largest Banks Fight Application Fraud with FICO Technology

22 de junho de 2015

Leading lenders using platform from FICO, CONFIRMA and ASNEF

Madrid — 22 June, 2015

Highlights:

  • Three of Spain’s top 10 banks are among the early adopters of CONFIRMA application fraud platform
  • The platform is available now in SaaS mode
  • FICO Blaze Advisor decision rules management system enables maximum flexibility and agility

Three of Spain's ten largest banks have been detecting and stopping application fraud using an award-winning platform from CONFIRMA Sistemas de Información, powered by FICO technology. Santander Consumer Finance, Finconsum (CaixaBank) and BanSabadell FINCOM, along with French consumer lender Cofidis and finance firm Findirect, are the early adopters of the platform, which is now available in software-as-a-service (SaaS) mode to banks, savings banks, insurance companies, credit insurance companies, telecommunications companies, payment entities and financial intermediaries.

For more information: http://www.confirmasistemas.es/

The platform has been designed to reduce credit fraud in Spain that masquerades as legitimate requests for loans and credit cards. Each business using the platform can establish and manage its own fraud rules using the FICO® Blaze Advisor® decision rules management system. The platform includes a consortium database of shared credit origination data collected by the financial entities that use the service. All data shared through the platform are compliant with the Data Protection Act.

"Banks, credit providers and other firms need to be open to new ways of doing business with customers, while still controlling risk and complying with strict international standards on data protection and financial crime," said Daniel Melo, senior director of FICO. "FICO-sponsored fraud consortiums in other parts of the world have proven to be enormously valuable. Similarly, sharing information about fraud using the CONFIRMA platform enables participants to improve customer service levels while reducing fraud.”

Actualidad Económica, the Spanish business and economics magazine, named the CONFIRMA fraud platform one of the “One Hundred Best Ideas of 2012.”

FICO is recognized as a leader in anti-fraud technology. Its pioneering FICO® Falcon® Fraud Manager protects more than 2,5 billion payment cards worldwide, and is just one part of the company’s portfolio of enterprise fraud solutions. Worldwide, FICO also offers  FICO® Application Fraud Manager, a solution combining advanced decision management and investigative workflow capabilities with analytics for both first-party and third-party application fraud.

Sobre a FICO
FICO (NYSE: FICO), formerly known as Fair Isaac, is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. O uso inovador que a empresa faz do Big Data e de algoritmos matemáticos para prever o comportamento do consumidor está transformando setores inteiros. A FICO fornece software analítico e ferramentas utilizadas em vários setores para gerenciar riscos, combater a fraude, construir relacionamentos mais rentáveis com os clientes, otimizar operações e cumprir regulamentações governamentais rigorosas. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. As soluções da FICO utilizam padrões de código aberto e computação em nuvem para maximizar a flexibilidade, acelerar a implementação e reduzir os custos. A empresa também ajuda milhões de pessoas a gerenciar sua qualidade de crédito pessoal. FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO, Falcon, Blaze Advisor and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the US and other countries.

Contatos da sala de imprensa

Greg Jawski
Américas

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Oriente Médio e África

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Pacífico Asiático

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
América Latina

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583