Safe and Sound: How the FICO^® Score Helps Lenders Meet Tougher Model Regulations

Na sequência da crise de crédito, a supervisão regulatória do setor de serviços financeiros aumentou significativamente. Lenders in the US must show that they are in compliance with guidelines for model risk management, and meet specific operational and quality-control requirements to ensure consistent precision and integrity of the score used in lending strategies and decisions. A FICO guiding principle in the development of the FICO^® Score is to ensure that it helps all users meet their regulations around model development, fair lending and score use.