Machine learning for real-time and mobile payments.

Consumer demand for real-time payments and digital interactions has driven many financial institutions to adopt a "mobile-first" approach to innovation. These efforts extend across digital wallets, person-to-person (P2P) transfers, and bank-owned apps in order to focus development resources on mobile experiences that strengthen consumer loyalty.

Consumers' expectations of convenience and security are intertwined. One must include the other. FICO® Falcon® X helps you adapt your fraud detection strategies and maintain a pace of innovation that supports an expanding array of channels and interactions. While rigid fraud defenses can turn new banking experiences into new opportunities for fraud, Falcon X helps you remove latency from the innovation process and provide the radical flexibility needed to confidently support new banking interactions.