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Large South America Retailer Modernizes Originations

After a three-month implementation, the retailer is experiencing significant results.


Overhauling an antiquated credit decision system In order to stay competitive, retailers are being asked to make fast credit decisions at point-of-sale. This was a challenge for this large South America retailer, which was using an antiquated mainframe and a manual process for determining whether to approve credit applications. With a goal of creating decision workflows and automating approvals, the retailer turned to FICO to integrate flexible solution components with its existing system.