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FICO® 8 Bankcard Score

Gain a predictive boost to your bank - card risk assessment with the FICO® 8 Bankcard Score. It offers improved lift of up to 12 % over the current FICO® Bankcard Score.


The FICO® 8 Bankcard Score delivers the same predictive benefits as the FICO® 8 Score, including a refined risk performance classification and protection from authorized user. Furthermore, the FICO® 8 Bankcard Score incorporates two additional scorecards with predictive variables tailored to bankcard risk. Lenders can implement the score with minimal effort and see benefits quickly.