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FICO® 8 Mortgage Validation Results

Testing Demonstrates Financial Gains for Mortgage Account

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Powerful New Mortgage Validation Results for FICO® 8 Score

FICO's newest version of the FICO® Score, the FICO® 8 Score, provides greater insights into increased risk to help mortgage lenders and servicers reduce loss. FICO conducted an analysis on recent consumer credit data that shows the increased predictive power of FICO® 8 Score to reduce portfolio risk. This document reports the results of testing FICO® 8 Score on a large sample of consumers, and demonstrates gains that may be realized with its use for a multitude of account management activities.