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Transforming Merchant Acquiring with FICO

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Solution Sheet

How FICO Transforms Your Merchant Acquiring Business

FICO addresses critical merchant acquiring challenges through six key capabilities: 

  • End-to-End Lifecycle Decisioning - Automate approval, monitoring, and chargeback decisions across the merchant journey
  • Smart Segmentation - Apply unique rules per merchant profile without maintaining separate systems
  • Revenue-Generating Intelligence - Unlock new income streams through interchange optimization and churn prediction
  • Modular Platform Integration - Implement solutions without disrupting existing workflows
  • Fraud-as-a-Service - Reduce losses with embedded fraud scoring and monitoring
  • Embedded Lending Enablement - Drive new revenue through prequalification and risk scoring
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