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FICO Score Trends in Today's Economic Uncertainty

Insights - New study explores changing risk dynamics and how lenders can respond.


As changing economic conditions continue to challenge financial institutions worldwide, many risk managers are trying to make sense of evolving bureau risk score trends and dynamics.

Many have turned to FICO with questions like: Are scores accurately reflecting increasing risk?

Why is a 700 FICO® score performing like a 670? Are consumers scoring lower given increases in delinquency rates? Should I alter my cutoff given the riskier environment?