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Is Growing Student Loan Debt Impacting Credit Risk?

Insights - New research shows that student loan debt has increased dramatically and student loans are riskier than before


As US students incur more student loan debt, lenders and investors in student loans are asking how this is impacting credit risk and the FICO® Score. FICO conducted research to examine the changes in the credit landscape of student loans since 2005. We quantified the growth of student loan debt, documented the increasing risk of student loans and analyzed shifts in general credit risk associated with such loans.