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How Much Credit Is Too Much?

Insights - Analytic measures of credit capacity can help bankcard lenders build strategies that go beyond compliance to deliver business advantage


The landscape for bankcard lenders has changed significantly. An unstable economy, industry- high delinquency rates and increased government intervention have had serious impact to both strategies and profitability. In response, many lenders are taking steps to retrench their business models, searching for ways to comply with new regulations, while mapping a return to profitability and reducing risk.