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Insights—Managing Risk in the Credit Crunch

Managing Risk in the Credit Crunch

Insights - What tools and techniques should risk managers use when times-and customers-turn bad?


Credit risk is headline news, especially in the United States. For the last several months deterioration in credit quality has been in the news almost daily. While mortgage and other secured loans have been the principal driver of this concern, concern for poor performance has also spread to other secured loans and lending products, such as credit cards.