Fair Isaac and IBM Expand Global Alliance to Deliver Decision Management Applications

(Minneapolis, Minnesota, and Armonk, New York, USA) - Fair Isaac Corporation (NYSE: FIC) and IBM (NYSE: IBM) today announced a significantly expanded strategic alliance to create and deliver end-to-end financial services solutions powered by IBM's open technology to help clients better integrate information across the enterprise. As part of the alliance, Fair Isaac will optimize a new generation of its decision management software on the following IBM middleware: DB2, WebSphere, Rational tools, Lotus software, including Portal, and the IBM System z and System p platforms.

The agreement includes joint development, marketing, and sales of service oriented architecture (SOA)-based financial services solutions. Fair Isaac will lead with IBM Global Business Services on systems integration for clients as part of its shared services delivery model.

Additionally, Fair Isaac will embed and use IBM middleware including WebSphere, DB2, Rational tools and Lotus software as the foundation of its next generation Enterprise Decision Management (EDM) solutions. As a result, financial services clients using Fair Isaac's new EDM suite, which also contains the industry-leading Blaze Advisor™ business rules management system and predictive modeling tool Model Builder, will be able to take advantage of SOA and Information on Demand (IOD) software to share data across multiple applications including account opening, customer and account management, fraud, collections and recovery.

"Financial services organizations are under enormous pressure to make smart, quick decisions to out-maneuver their competition and spur top- and bottom-line growth," said Bernhard Nann, Senior Vice President and Chief Technology Officer, Fair Isaac. "By combining and optimizing the industry-standard open technologies and solutions from IBM and Fair Isaac, we aim to play a crucial role in helping them succeed."

The decision middleware solutions will be jointly offered by IBM and Fair Isaac, broadening and accelerating the availability of new products and services. Both companies have also made significant commitments to technology development, as well as ongoing technical support for joint clients.

Today's announcement represents a significant commitment to providing clients with open standards-based solutions that will allow them to leverage their existing IT assets, lower costs and increase flexibility. Building on its existing successful relationship, the expanded alliance tightens the integration between IBM and Fair Isaac across all areas including software, hardware, services, marketing, and joint product development.

"Both Fair Isaac and IBM fully embrace and support SOA to deliver open-standards business applications to any number of users regardless of their existing technology infrastructure," said Mark Hanny, vice president of strategic partnerships, IBM. "Our joint clients can now more easily overcome one of the key challenges of implementing an SOA infrastructure to deliver Information on Demand (IOD) - managing, integrating, and unlocking value from their business information - and become more flexible to better compete globally."

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the www.myFICO.com website.

For more information on IBM, visit: www.ibm.com.

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Blaze Advisor business rules management system and Model Builder product offerings and the benefits to be derived from these offerings, and the relationship described herein, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.