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23. Februar 2009
February 23, 2009 (Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision management technology, today announced that it was awarded eight new patents in the last four months for inventions in fraud detection, search technology, rules management and bioanalytics.
The new patents include two technologies used in the new Fair Isaac® Falcon® Fraud Manager version 6, which produces a 44 percent improvement in fraud detection model performance, increased fraud detection and fewer false-positives. The first, "Cascaded Profiles for Multiple Interacting Entities," relates to the generation of enhanced profiles used in fraud detection which powerfully reflect interactions and relationship of key entities. The second, "Self-Learning Real-Time Prioritization of Fraud Control Actions," uses adaptive models to learn new fraud patterns in real-time and by constantly re-weighting predictive fraud variables related to activity based on real-time case feedback.
The new portfolio also includes an additional patent in transactional profile analytics, entitled "Enhancing Delinquent Debt Collection Using Statistical Models of Debt Historical Information and Account Events." This patent describes an automated system using predictive modeling based on real-time profiles (common to Falcon fraud models) including the use of unstructured data to optimize the use of collection resources on a portfolio of delinquent debt accounts.
The company also received its first Japanese patent for "Context Vector Generation and Retrieval," adding foreign coverage to four Fair Isaac U.S. patents related to search tools. This invention is an improved system and method for generating and retrieving "context vectors," which are widely used search tools, including for Web-based searching.
New technology incorporated into the Fair Isaac Blaze Advisor® business rules management system was also patented as "Relational Logic Management System," a computer-implemented method to reconcile rule sets in models of business processes.
In bioanalytics - an area Fair Isaac now focuses on licensing to other companies - Fair Isaac's original FastPanel® technology received its first three patents, each with the title "Devices for Generating Detectable Polymers," related to using DNA to diagnose upper respiratory and gastrointestinal diseases in humans.
"In challenging times, industry leaders maintain and protect their investments in R&D," said Henry Morris, senior vice president, Worldwide Software and Services Research for IDC. "Eight new patents in four months indicates a healthy pace of innovation, underscoring Fair Isaac's continuing commitment to advance the practice of decision management."
"Patents highlight the value we place on innovation and collaboration," said Dr. Mark Greene, Fair Isaac CEO. "These new patents underscore the impact of our R&D investment, and also the depth of our commitment to helping our clients solve real-world challenges."
Fair Isaac now holds 80 patents, nearly double the portfolio of two years ago. The company filed for 10 more patents in the past four months, and currently has 160 patent applications pending in the U.S. and other countries.
About Fair IsaacFair Isaac Corporation (NYSE:FIC) transforms business by making every decision count. Fair Isaac's Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the www.myFICO.com website.
Statement Concerning Forward-Looking InformationExcept for historical information contained herein, the statements contained in this news release that relate to Fair Isaac or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10 K for the year ended September 30, 2008. If any of these risks or uncertainties materializes, Fair Isaac's results could differ materially from its expectations. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.Fair Isaac, Falcon and Blaze Advisor are registered trademarks of Fair Isaac Corporation in the United States and in other countries.
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