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7. November 2013
SAN JOSE, CA. and ATLANTA, GA. – November 6, 2013 – FICO (NYSE: FICO), a leading predictive analytics and decision management software company, and Equifax, Inc. (NYSE:EFX), a global leader in consumer, commercial and workforce information solutions, today announced a renewed multi-year agreement to provide FICO® Scores to the U.S. banking community. Equifax will continue reselling FICO® Scores and provide FICO access to its consumer data for the purposes of developing and marketing new analytics that will meet the changing requirements of businesses. As part of the new agreement, FICO will be able to sell FICO® Scores directly to lenders and third-party resellers. Consumers will continue to have access to their FICO® Score based on Equifax credit data at www.myfico.com and http://www.equifax.com/credit-score/. Furthermore, FICO® Scores based on Equifax credit data will be made available to consumers through third parties.
"Between growing competitive pressures and increasingly complex regulatory requirements, lenders are gravitating toward the best data and analytic tools available," said Brian Riley, CEB TowerGroup. "The agreement reached between FICO and Equifax will be welcome news for lenders, providing continued options for the marketplace."
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. Learn more at www.fico.com.
FICO: Make every decision count™.
For FICO news and media resources, visit www.fico.com/news.
About Equifax Equifax is a global leader in consumer, commercial and workforce information solutions that provide businesses of all sizes and consumers with insight and information they can trust. Equifax organizes and assimilates data on more than 500 million consumers and 81 million businesses worldwide. The company's significant investments in differentiated data, its expertise in advanced analytics to explore and develop new multi-source data solutions, and its leading-edge proprietary technology enable it to create and deliver unparalleled customized insights that enrich both the performance of businesses and the lives of consumers.
Headquartered in Atlanta, Equifax operates or has investments in 18 countries and is a member of Standard & Poor's (S&P) 500® Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. In 2013, Equifax was named a Bloomberg BusinessWeek Top 50 company, was #3 in Fortune's Most Admired list in its category, and was named to InfoWeek 500 as well as the FinTech 100. For more information, please visit www.equifax.com.
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