FICO Appoints Jean-Michel Schneider to Expand French Operations

PARIS—July 16, 2012—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that Jean-Michel Schneider has joined the company to lead its French operations. Based in Paris, Schneider will focus on helping French businesses manage risk, fight fraud and improve customer relationships to drive revenue and profitability.

Schneider joins FICO from ACI Worldwide, where he spent 12 years as a sales manager, first overseeing Eastern Europe and then building the company's business in France. While working with the top banks in France, he earned a strong reputation as an expert and advisor on fraud management. Previously, Schneider led international sales teams for both Recognition Equipment Inc. and NCH Corporation. He holds an MBA from the University of Dallas and a Bachelor's degree in business from IPAG in Paris.

"Jean-Michel Schneider has an excellent record of helping French businesses use analytic solutions to strengthen their profitability," said Antonio Garcia Rouco, who directs FICO's operations in Western Europe. "His expertise will help even more French businesses benefit from our powerful and innovative analytic solutions for fraud and risk management, marketing and collections."

"French businesses face enormous pressures - domestically, within the Eurozone and in their operations across the globe," said Schneider. "Over the course of my career, I've come to admire FICO solutions in part because they help businesses prosper through even the most difficult periods. FICO already has a roster of blue-chip clients in France, and I'm eager to work with them and others to unlock the power of FICO analytics in their business."

FICO works with leading businesses across Europe, serving clients in banking, insurance, retail and other industries. The company's customer management and payment card fraud solutions hold the greatest market share in the region.

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FICO (NYSE:FICO), formerly known as Fair Isaac, delivers superior predictive analytics solutions that drive smarter decisions. The company's groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO's innovative solutions include the industry-leading solutions for measuring credit risk, managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world's top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands.

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended March 31, 2012. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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