FICO Bolsters Scores Group with Three Analytics Experts

MINNEAPOLIS—December 14, 2011—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced the appointments of Brad Thilges, Adem Yilmaz and George Shand to leadership roles in the company’s Scores business unit. All three will focus on driving Scores success for business clients, and report to Scores and Analytics Vice President Greg Pelling.

"Brad, Adem and George all have strong track records of innovation and thought leadership in predictive analytics and risk management, and will work closely with our top customers to solve their most strategic scoring problems," said Pelling. "These industry experts are another building block in the execution of our strategy to innovate at the core of our Scores products, ensuring they remain the most predictive in the market and increasing the value of our industry offerings. Their combined leadership experience in their respective areas will be instrumental to our success."

Thilges will be responsible for leading planning and execution, as well as growth and innovation, for all of FICO’s Scores products sold to businesses, including the FICO^® Score, the industry standard for U.S. consumer credit risk assessment. He comes to FICO with years of product management experience, most recently at Axioma, Inc. where he led product management of the company’s next-generation equity analytics platform and brought new solutions to market. He also has served in business and sales management roles at MSCI Barra, paving the way for the development and advancement of innovations in equity asset management and risk management.

Yilmaz will lead FICO’s Scores strategies and initiatives for the auto industry, in which FICO^® Scores are used today by the 25 largest U.S. auto lenders and many others. He joins FICO from Toyota, where he was corporate manager for consumer credit risk, residual risk, commercial risk, operational risk and business continuity. While there, he led the team that won the 2009 Gold Alexander Hamilton Award for Credit Risk Management. He also has served as vice president of decision support and credit risk at JPMorgan Chase and in management positions at Advanta Mortgage and Bank of America.

Shand will lead FICO's Scores strategies and initiatives specifically for the credit card industry, the largest segment of FICO's scoring portfolio. He joins FICO from Intelligent Results, where he was general manager of the company's financial services business unit. Shand also has served in senior credit and risk management roles with Discover Card, Merrick Bank and First Consumers' National Bank, as well as predictive analytics leadership roles at FICO and TruLiance LLC.

About the FICO^® Score
With over 10 billion FICO^® Scores used annually worldwide to empower lenders to make credit decisions, the FICO^® Score has become the standard measure of credit risk worldwide. FICO^® Scores are used today in more than 20 countries on five continents, as well as all of the top 50 U.S. financial institutions and both the 25 largest U.S. credit card issuers and auto lenders. The latest FICO^® Score version, the FICO^® 8 Score, has already been adopted by more than 7.000 lenders.

Über FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO^® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com.

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2010 and its last quarterly report on Form 10-Q for the period ended June 30, 2011. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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