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31. März 2015

FICO Now Offers Consumers Access to 19 Versions of the FICO® Score Used Most Frequently by Lenders for Mortgages, Auto Loans, Credit Cards

31. März 2015

19 versions of the FICO® Score represent approximately 95 percent of all FICO® Scores sold and used by lenders

SAN JOSE, Calif. — March 31, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced it is providing consumers with access to the 19 most commonly used versions of the FICO® Score from the three major credit bureaus at myFICO.com. Together, these 19 score versions represent approximately 95 percent of FICO® Scores sold and used by lenders.

The offering from FICO enables consumers to quickly understand their overall credit health. Consumers can view their base FICO® Score 8 along with their credit reports and the additional versions of their FICO® Scores from all three major credit bureaus — Experian, TransUnion and Equifax. The additional scores include the versions that most U.S. lenders use for mortgage, auto and credit card lending.

This unprecedented level of transparency is intended to help consumers navigate a complex credit environment in which lenders use different versions of the FICO® Score for different types of lending decisions.

"In addition to increasing transparency, providing access to the most commonly used versions of the FICO® Score addresses a very important issue – the confusion caused by so-called 'educational' scores and rarely used scores that are altogether different than FICO® Scores," said Geoff Smith, FICO’s vice president for Consumer Scores.  "We want to help people understand the scores lenders are actually using – FICO® Scores – so they can become savvier consumers of credit products."

The scores available at myFICO.com include six versions of the FICO® Score from TransUnion, six versions of the FICO® Score from Equifax, and seven versions of the FICO® Score from Experian. These versions of the FICO® Score will also be made available to qualified FICO resellers and affinity clients that make FICO® Score-based products available to their customers.

More than 10 billion FICO® Scores were sold to businesses last year, and the scores are used in 90 percent of lending decisions in the US.

Über FICO
FICO (NYSE: FICO) ist ein führender Anbieter von Predictive Analytics und Softwarelösungen für Entscheidungsmanagement, das Unternehmen in über 90 Ländern dabei unterstützt, bessere Entscheidungen zu treffen, um Wachstum, Profitabilität und Kundenzufriedenheit zu steigern. Der zukunftsweisende Einsatz von Big Data und mathematischen Algorithmen zur Erstellung von Prognosen zum Kundenverhalten hat ganze Branchen grundlegend gewandelt. Die Analytics-Softwarelösungen und -Tools von FICO werden in den verschiedensten Branchen verwendet, um Risiken und Betrugsfälle zu verringern, profitablere Kundenbeziehungen aufzubauen, Abläufe zu optimieren und strenge regulatorische Vorgaben zu erfüllen. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. FICO-Lösungen integrieren Open-Source-Standards und Cloud Computing, um so maximale Flexibilität und schnelle Bereitstellung zu ermöglichen und Kosten zu reduzieren. Das Unternehmen hilft Millionen von Menschen dabei, ihren persönlichen Kreditstatus zu verwalten.

FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

Newsroom-Kontakte

Greg Jawski
Amerika

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Naher Osten und Afrika

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Asien-Pazifik

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
Lateinamerika

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583