FICO TRIAD Customer Manager Upgrade Will Help Lenders Improve Profitability of Small Business and Consumer Portfolios

MINNEAPOLIS—July 19, 2012—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced the general availability of FICO^® TRIAD^® Customer Manager version 8.6, the most advanced version of the world’s leading solution for credit customer treatment decisions, used to manage two-thirds of the world’s credit card accounts and multi-product portfolios.

The new version is designed to help lenders make more precise, customer-level decisions on lending and credit line limits, pricing, transaction authorizations, cross-selling and collections. The changes in FICO TRIAD 8,6 make it easy for lenders to manage decisions on small business borrowers.

Equipped with unique and powerful strategy design and visualization capabilities, FICO^® TRIAD^® Customer Manager enables users to implement decision strategies based on a comprehensive customer-level view, rather than simply at the account level. FICO TRIAD also allows organizations to adapt and improve strategies faster through champion/challenger testing and systematic learning from operational results.

"To hang onto the best customers and attract new ones, lenders need advanced, precise, easy-to-use tools that let them look at customers as individuals, rather than simply accounts," said David Lightfoot, FICO vice president of product management. "Unlike anything else in the marketplace, TRIAD 8,6 allows our clients to do just that. We continue to make the industry-leading solution even more valuable for our customers."

FICO^® TRIAD^® Customer Manager 8,6 is designed for ease of implementation, with upgrades from versions 8.3, 8,4 or 8,5 expected to take as little as two weeks.

Über FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO^® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com.

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended March 31, 2012. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, TRIAD and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.