Neckermann Will Use FICO Model Builder to Speed Development of Predictive Analytics

MUNICH, September 06, 2011 – FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that neckermann.de GmbH, a leading German online and mail-order company, has selected FICO™ Model Builder to develop and optimize scorecards for its new customers.

Neckermann.de offers customer service and flexible payment methods allowing new customers the option of purchasing on account or by instalments. The company will use FICO Model Builder to develop several scorecards that will precisely estimate the credit risk for these orders, in order to rapidly process customer orders while at the same time managing risk.

"We are deeply impressed by the outstanding performance and usability of FICO Model Builder," said Maximilian Fervers, head of Finance with neckermann.de. "The solution enables us to build new models within a very short period of time. In addition, the tool fits perfectly into our system environment and seamlessly integrates with our customer management system. We have worked with FICO for about 20 years now, and we are very satisfied with the performance of their solutions and the collaboration with their team."

Phillip Sertel, senior director at FICO for DACH, Central & Eastern Europe, said: "A growing number of retailers have been discovering predictive analytics to improve customer service and expedite orders. The complex statistical models provide valuable assistance in areas such as calculating the likelihood that new customers will meet their obligations on time."

FICO™ Model Builder combines industry breakthroughs in scorecard development functionality with a highly visual interface and 64-bit certification to solve very large modelling problems. Model Builder can reduce model deployment costs by as much as 75 %, while shortening time-to-value and improving model ROI.

Über FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the industry-leading solutions for measuring credit risk, managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. Learn more at www.fico.com. FICO: Make every decision count™.

About neckermann.de
neckermann.de GmbH is one of the leading mail-order companies in Europe. Founded in 1950 in Frankfurt am Main, the online trader offers more than 700.000 products comprising fashion, living and electronics. neckermann.de was one of the first mail-order companies in Germany to launch its own online shop www.neckermann.de in 1995. Today, neckermann.de generates about 70 % of its turnover over the internet; 80 % of new customers are online customers. With about 4.000 employees, the Neckermann Group is present in 9 European countries outside Germany. Learn more at www.neckermann.info.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2010 and its last quarterly report on Form 10-Q for the period ended June 30, 2011. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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