RobinsonsBank of the Philippines Selects FICO Solutions to Support Aggressive Growth Strategy

SINGAPORE — September 11, 2012 — FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that the Philippines’ RobinsonsBank has selected a suite of FICO solutions to support its growing consumer credit business. Under the agreement, FICO will deliver solutions covering the credit card process, from application scoring to credit decision support to collections and recoveries.

RobinsonsBank is the first lender in the Asia-Pacific region to implement FICO^® Debt Manager™ Live, a collections and recovery solution that uses preconfigured strategies, based on proven best practices, to streamline deployment and deliver the benefits of automation more quickly. Debt Manager Live helps lenders reduce costs with best-in-class collection and recovery strategies based on more than 50 years of FICO experience.

The bank also will implement FICO^® Blaze Advisor^® business rules management system for credit decisioning and deployment of models, as well as FICO^® Model Builder to accelerate the modeling lifecycle from data acquisition to scoring system deployment.

The bank is not yet a formidable player yet in the consumer loans business relative to more established banks in the Philippines. The selection of FICO will enable RobinsonsBank to grow its business intelligently by focusing on quality customers, accelerating the collections process and avoiding many of the risks and losses other Philippine banks have experienced by not deploying adequate systems. The bank chose FICO over competitive offerings following a detailed review.

"RobinsonsBank has very aggressive growth plans over the next five years, and we need a high-performance technology platform to support the growth we envision," said Reynold Y. Gerongay, president and CEO, RobinsonsBank. "With FICO's support, we are confident in our strategy to gain market share by acquiring and retaining the very best customers. FICO is an internationally recognized name with a strong reputation already in the Philippines."

"Consumer credit is an area of big opportunity for the Philippines, but banks have to be smart to avoid taking on excessive risk in the name of rapid growth," said Dan McConaghy, president, FICO Asia Pacific. "RobinsonsBank is leading the industry in its comprehensive approach to managing risk, reducing costs and growing profitability, particularly with the first deployment of FICO Debt Manager Live in Asia Pacific. In selecting this FICO suite, RobinsonsBank has put in place a solid foundation for managing its ambitious growth."

About RobinsonsBank
RobinsonsBank is a wholly-owned subsidiary of JG Summit Group (PSE: JGS), one of the largest and most successful conglomerates in the Philippines, with business interests in air transportation, banking, food manufacturing, petrochemicals, real estate, hotels & property development.

Founded in November 1997 as a savings bank, RobinsonsBank is now a full-fledge commercial bank with the acquisition of The Royal Bank of Scotland (Phils.) in 2010.

Through its 63 branches nationwide, Robinsons Bank provides a broad range of banking products and services including deposits, loans, investment management, trade finance, remittance and other deposit-related products, tailored for both retail and corporate markets. Robinsons Bank prides itself as one of the most innovative, technology-driven and customer-centered bank in the Philippines today.

Über FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO^® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. FICO: Make every decision count™.

For FICO news and media resources, visit www.fico.com/news.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended June 30, 2012. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, myFICO, Debt Manager and Blaze Advisor and “Make every decision count” are all trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.