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30. Juli 2007

SiNSYS Implements Fair Isaac Falcon Fraud Manager to Enhance Debit and Credit Card Processing in Ten European Countries

30. Juli 2007

(Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today announced that European payment card processor SiNSYS has successfully implemented Fair Isaac's Falcon™ Fraud Manager to help payment card issuers protect their customers and their portfolios from fraudulent transactions.

The implementation follows SiNSYS' selection last year of proven Fair Isaac solutions for Enterprise Decision Management (EDM) to provide card issuers with enhanced fraud detection, credit risk management and account management decisioning capabilities. With a presence in Belgium, the Czech Republic, Germany, Hungary, Italy, the Netherlands, Poland, Slovakia, Russia and Ukraine, SiNSYS currently has a portfolio of more than 21 million debit and credit cards that generate more than one billion transactions each year.

A leading Dutch card issuer is the first SiNSYS client to take advantage of Fair Isaac's leading fraud detection system, which currently protects 85 percent of the credit card transactions in the U.S. and 65 percent of credit card transactions worldwide.

"The integration of Fair Isaac's Falcon solution with our leading European card management systems offers our clients high-quality, secure and reliable account processing solutions for growing their businesses," said Nicola Cordone, Chief Executive Officer at SiNSYS. "Falcon Fraud Manager will provide issuers with the ability to improve their fraud detection capabilities while conveniently managing and processing every credit card account through one system."

To analyze payment card transactions for the most subtle signs of fraud, Falcon Fraud Manager combines sophisticated neural network models with patented account profiling technologies, case management, and flexible, user-definable rules. As a result, financial institutions can take immediate measures to stop fraudulent transactions. The solution's extensive rule writing capabilities give issuers the opportunity to create their own rules and customize the service to meet their unique business requirements.

"Working together, Fair Isaac and SiNSYS bring a unique kind of value to continental European issuers," said Doug Clare, vice president of processor relationships at Fair Isaac. "The combination of SiNSYS' strong local European presence and our global experience enables us to deliver powerful services based on the local needs of payment card issuers. These services help issuers improve bottom line results, enhance operations and achieve true competitive advantages in today's global marketplace."

Fair Isaac also is currently integrating its latest TRIAD™ adaptive control technology with SiNSYS' processing platform. This solution will help European card issuers more effectively manage risk, as well as design and execute more profitable account-level strategies in credit line management, authorizations, collections, reissue, marketing and pricing. Implementation is expected to be completed by October 2007.

About SiNSYS
Established as the first pan-European company serving the card payments industry, SiNSYS is the reliable and experienced partner of banks seeking to: increase revenues through an innovative products development process; reduce costs through operational excellence in card processing; and expand market share through presence and local expertise in Europe. SiNSYS has in portfolio more than 21 million cards, 700.000 merchants and 1 billion transactions contracted, with ten countries served: Belgium, the Netherlands, Italy, Germany, Czech Republic, Hungary, Poland, Slovakia, Russia and Ukraine. The company delivers payment card processing services both in issuing and acquiring. SiNSYS also offers consultancy, a network of partners and a committed European team of experts to grow and maximize customer payment card portfolio profitability. Visit SiNSYS online at www.sinsys.net.

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the www.myFICO.com website.

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Falcon™ Fraud Manager and TRIAD™ adaptive control system and the benefits to be derived from these offerings, and the relationship described herein, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended March 31, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac, Falcon and TRIAD are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be trademarks or registered trademarks of their respective owners.

Newsroom-Kontakte

Greg Jawski
Amerika

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Naher Osten und Afrika

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Asien-Pazifik

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
Lateinamerika

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583