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18. Dezember 2008
"People who maintain a strong FICO score can improve their ability to get lower interest rates even in tough times," said Shon Dellinger, vice president of myFICO® for Fair Isaac. "A better FICO score can also help them qualify for more favorable terms on an auto loan or mortgage refi, lowering their monthly payments. That kind of help can be vitally important to millions of people facing financial challenges."
Fair Isaac has compiled the following guidelines to help consumers manage their FICO® scores in a volatile economy:
By taking these steps, consumers can actively manage their FICO® scores and take control of their credit situation. For more information, visit www.myFICO.com.
The FICO® credit score is used to make billions of credit decisions each year, including more than 75 percent of mortgage loan originations. In addition, more than 90 of the nation's 100 largest financial institutions rely on the FICO® score to help them determine an individual's credit risk. Through www.myFICO.com, consumers use the company's FICO® scores, the standard measure of credit risk, to manage their financial health.
About Fair IsaacFair Isaac Corporation (NYSE:FIC) transforms business by making every decision count. Fair Isaac's Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share.
Fair Isaac Statement Concerning Forward-Looking InformationExcept for historical information contained herein, the statements contained in this press release that relate to Fair Isaac or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy, its ability to recruit and retain key technical and managerial personnel, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, competition, regulatory changes applicable to the use of consumer credit and other data, the possibility that the anticipated benefits of acquisitions, including expected synergies, will not be realized and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2008. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.
Fair Isaac, FICO and myFICO are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be trademarks or registered trademarks of their respective owners.
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