Círculo de Crédito
Adapting new data and increasing financial inclusion.

Customer Profile
A fast-growing credit bureau in Mexico City
Círculo de Crédito, based in Mexico City, has over 2,600 customers. They partner with banks, retailers, telcos, government, financial and insurance institutions in Mexico and Peru to help them make the best decisions using customer data, custom solutions and valued-added products—including FICO® Scores.

Solution
Circulo de Crédito uses FICO® Score to increase credit access for consumers with no credit file or limited credit history.
FICO® Score for International Markets, an industry standard for objective risk assessment, can be deployed quickly in any country where there is active and stable credit reporting data. FICO® Extended Score extends the ability to assess the credit risk of populations without robust credit data.

Circulo de Crédito helps millions of Mexicans to get access to credit with FICO® Score
Testimonial

The FICO Extended Score is allowing millions of people, such as students and housewives, to be scored and get credit for the first time. We are strengthening our relationship with FICO and excited by the possibilities we see to help the market here strengthen.We recommend FICO because of all their knowledge, methodology, and the collaborative way they work with partners.
Enabling Technologies
Leveraging AI, ML and Advanced Analytics
FICO has specialized and powerful advanced analytics, AI and machine learning that are deeply ingrained in our decisioning platform and suite of applications. FICO takes a sustainable and highly refined approach to responsible, explainable and trustworthy artificial intelligence AI. It’s a critical element of how we operationalize analytics and drive optimal business outcomes.
AI, ML and Advanced Analytics
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