Improve Loan Profits with AI-Powered Prescriptive Analytics

Harness the power of AI-powered prescriptive analytics to make more profitable pricing decisions over the lifecycle of every customer. FICO clients have seen double-digit improvements in profitability, revenue and loan volume in a matter of months.

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Five Keys to Out-Pricing (Not Under-Pricing) Competitors

Download our free white paper to learn how to embed customer-centric pricing power into your operational DNA.

Increase loan portfolio profitability while maintaining consistent, policy-driven decisions

See how you can make your business goals a reality and overcome your toughest challenges with a solution trusted by leading organizations worldwide.

How It Works

With a rich feature set of advanced tools, FICO empowers business users to make faster, smarter, customer-focused decisions.

Make better and faster pricing decisions

Leverage advanced analytics to discover the optimal rate while considering account revenue, profitability and volume objectives while also balancing regulatory constraints.

Retain existing customers and attract new ones

Create optimized lending strategies that account for price, term, amount and accept rates to provide increases in profitability with automated governance and documentation features that ease the burden of compliance.

Case Study – Home Credit

Home Credit has used FICO optimization to achieve remarkable results: 26% increase in portfolio profit and a 29% increase in new sales.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Personal Loan Pricing

Drive optimal loan pricing decisions across your entire portfolio of personal lending products.
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Mortgage Pricing

Optimize pricing decisions across the entire mortgage lifecycle and synchronize strategies in order to balance portfolio objectives with business constraints and achieve maximum value.
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Enabling Technologies

With 60+ years of pioneering work in predictive analysis and artificial intelligence, FICO powers our solutions with the most advanced science available.

Explore the Technology

Discuss new tools and best practices with Operations Research experts

Request a Consultation

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.

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