Digital customers demand transformation.

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Man signing paper
Woman at ATM
Man signing paper
Woman at ATM

Data-driven transformation

It’s a perfect storm. Skyrocketing customer expectations, intensifying competition, innovative digital technologies, and a rapidly changing economic environment are forcing financial institutions of all sizes to transform themselves. At the heart of all of these transformational initiatives is the need to better translate what you know about your customers into compelling and differentiated products, services, and experiences for them. With 50+ years of experience pioneering data-driven solutions for the global financial industry, FICO is the ideal partner for your next transformation.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.


Retain accounts and build balances with precise, data-driven pricing and customer management strategies.

Credit Card

Attract and retain the most profitable accounts with intelligent, automated processes and analytic-powered customer engagement.

Personal Lending

Stand out from the crowd with a differentiated digital experience, built on a sophisticated, data-driven lending infrastructure.

Merchant Services

Safely grow your merchant portfolio with efficient digital onboarding and intelligent portfolio risk monitoring.

Mortgage Lending

Compete for today’s demanding home buyers with a modern, digital-first mortgage lending process.

Vehicle Finance

Rapidly onboard new customers with a seamless and secure process and keep customers in their cars with optimized strategies.

Data, numbers and statistics

Plus years of analytics experience
Analytic and decision management patents
Of the largest US financial institutions are FICO clients

The next step in your transformation

Harness data to improve your organizations’ customer decisions and compete more effectively in a crowded, rapidly-changing market.