Vehicle Finance

Better risk decisions across the customer credit lifecyle.

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Person driving
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Make refined credit risk decisions with confidence

Creating opportunities for growth under shifting marketing conditions requires sophisticated analytics and software to make quick and accurate credit risk decisions. With FICO, build your business by identifying qualified prospects and presenting personalized offers. Rapidly onboard new customers with a seamless and secure process and keep customers in their cars with optimized strategies, resulting in a robust portfolio, ready to withstand the next market shift.

Build your business on a solid decisioning foundation

If we’ve learned anything in this new normal, it’s that change is inevitable. Instituting the right foundation for fast action is critical to gaining a business advantage. FICO® Platform helps you act quickly and decisively with capabilities to evaluate, customize, deploy, and scale state-of-the-art analytics and decision management solutions. Take control of your business with a platform designed to put the power of the right decisions back in your hands.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.


Identify qualified prospects, ready to purchase. Promote personalized offers that generate a positive response to grow your portfolio with confidence.


Create a seamless customer buying experience with a secure environment and rapid onboarding.


Reduce risk with data driven outreach and the most appropriate strategies for each customer.


Secure your bottom line by preventing fraud. Protect against identity theft and synthetic identity fraud in the digital age with state-of-the-art identity proofing technologies.


Leverage decades of analytics, credit risk and auto finance experience with expert teams who understand portfolio risk and how to create analytics-based evaluations.


Solve complex optimization problems across the customer credit risk lifecycle.

Create a winning customer experience

A great customer experience, with consideration of their buying constraints, can make the difference between closing a deal or losing one. By using FICO solutions to make real-time, compelling offers that appeal to your customers, you can improve your close rates by up to 5%. See how you can quickly identify alternative financing terms that result in a ‘sign me up’ response from your customer.

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FICO has successfully reduced our response times thanks to an automation platform that digitizes the entire financing process. This allows our risk department to instantly assess the applicant's risk and reduce processing time to a few minutes, which prevents customers from going elsewhere to seek financing.

Nataly Perez

From the FICO Blog

FICO Platform Supports Care by Volvo

FICO® Decision Modeler to onboard customers for Volvo Cars’ new vehicle subscription service
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Four Wheelin’: Fighting Auto Finance Application Fraud

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The Right Auto Finance Offers Delivered in Seconds

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Auto Collections: Do More with Less

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Transforming the Customer Experience: Telecommunications

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Synthetic Identities: From Data Breaches to Auto Loan Fraud

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Create Great Customer Experiences and Confidently Grow Your Portfolio.

See how FICO can help you grow your business with intelligent risk decisions, implement new strategies that match changing market trends and bring you closer to your customer.