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FICO® SME Score

The FICO® SME Score enables lenders with a highly accurate and efficient method for assessing the credit risk of small- and medium-sized enterprises (SMEs)—providing a cross-portfolio view for decisioning across a commercial borrower’s ent...

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FICO® Scores Global Products and Services

FICO, provider of industry-standard US scoring solutions, delivers a range of products and services globally that support lenders in developing enhanced credit risk strategies. Highly predictive and customizable, FICO® Scores leverage both...

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FICO® Decision and Scoring Service

Banks and credit unions are constantly looking to bring the best service to their customers and often find themselves in competition with larger institutions that have highly sophisticated analytic tools and processes in place that drive m...

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Why Migrate to FICO® Strategy Director

You’re competing to retain and build customer relationships in markets where consumer expectations rise every day. You want to outmaneuver companies that see themselves as being fundamentally in the business of disruptive, continuous innov...

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Engaging advanced analytics to combat telecommunications fraud

Telecommunications companies lost more than $29 billion to consumer fraud in 2017 globally (1.27% of their revenues). The largest and most advanced communications service providers (CSPs) have sophisticated fraud detection systems and proc...

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Applying Predictive Analytics in Telecommunications to Stop Money Laundering

The telecommunications industry provides essential communications services for businesses and consumers alike. As enterprises, products, and industries become increasingly digitalized, the internet and mobile service networks are becoming ...

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Santander Bank Polska

Client: Santander Challenge: Modernize communication with customers while reducing time and resources spent chasing collections. Solution: FICO® Customer Communication Services Results: A flexible system accessible to more customers,...

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Analytics help fundraisers produce more with the same spend

Today, nonprofit organizations are under pressure to increase results without proportional increases in their spend. Requests for more resources are more likely to be approved by senior management and boards if they see clear evidence perf...

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Q&A with a Decision Hero Neill Crossley

What makes a Decision Hero? When it comes to managing their decisions, companies want to uncover opportunities, solve hard problems, innovate creative solutions and ultimately create value. A decision hero makes this happen by looking a...

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FICO® Optimization Solution for Deposit Pricing

FICO® Optimization Solution for Deposit Pricing is the industry’s most rigorous, comprehensive analytical solution for deposit pricing decisions. Improve deposit margins by 10%–30%, lower portfolio rate-paid by 5–20 bps in an uncertain rat...

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The changing face of application fraud

Management of application fraud has traditionally been a staid affair. Rules and scorecards have been successful for many years, but we’ve reached an inflexion point. There are too many changing factors, and organizations that continue to ...

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Adopting an Integrated Approach to Fraud and AML Compliance

This whitepaper presents the findings of an independent research project carried out by Ovum on behalf of FICO. Over 100 banks were interviewed about their plans to bring their financial crime compliance and fraud functions closer together...

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Analytics everywhere — tax agency enhancements for compliance

Tax agencies have a limited amount of resources to pursue compliance activities in collections and audit. Because of this resource limitation, they are required to build criteria to determine which individuals and businesses to select for ...

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Innovators in the Digital Transformation Era

How the most innovative companies are using decision solutions It’s one thing to know that technology can transform the way we do business, but hearing real examples of the ways companies are actually doing this can be downright inspira...

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FICO® Centralized Decisioning for Insurance

FICO® Centralized Decisioning for insurance provides business teams with an all-encompassing, unified decisioning infrastructure they need to continually transform raw data into useful, actionable, and measurable strategies to drive their ...

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Pennsylvania State Employees Credit Union

Client: PSECU Challenge: Match the technological sophistication of large banks to increase the convenience of engagement with members without sacrificing a strong member relationship. Solution: FICO® Customer Communication Services ...