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FICO® Centralized Decisioning for Financial Services

FICO® Centralized Decisioning provides financial services firms with the all-encompassing, unified decisioning infrastructure they need to continually transform raw data into useful, actionable and measurable strategies to drive their businesses
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China Minsheng Bank Credit Card Center Grows Credit Card Business Using Intelligent Marketing and Instant Approvals

Client: China Minsheng Bank Credit Card Center, one of the 10 largest card issuers in APAC Project Goal: Realize marketing digitalization, precisely segmenting customers and giving differentiated offering to improve marketing performanc...
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The FitAgent™ Quick Action User Interface for Collection Agents

The FICO® Debt Manager™ FitAgent™ user interface reduces collection call times by enabling agents to type less and accomplish more. As they talk with consumers, agents click through a series of options that naturally follow the conversatio...
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More Choices for Implementing Collection Software

For businesses needing a new collection solution, there used to be one way to install the software: a fully custom soup-to-nuts implementation. While in some situations that’s still the best approach, today there are also other options. Cu...
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Precision Price Execution Solution for Deposits

To grow and thrive in an increasingly competitive market, banks must attract and retain deposits. FICO’s precision price execution solution allows you to provide distinctive pricing strategies that are independent of the deposit core sy...
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A flexible risk decision system leads to more profitable customer relationships for Cred-System

Client: Cred-System, a South American lender  Challenge: Implement a flexible, efficient risk decision-making process to replace a slow, onerous and rigid legacy system  Solution: FICO® Blaze Advisor® decision rules managem...
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Free Your Business, Unlock Your Analytics ROI

Enterprises everywhere are investing in machine learning and other AI capabilities, spurred by the need to fend off disruptors or, better, outmaneuver them through self-disrupting innovation. Another motivator is the hope AI will incr...
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Beyond the Call Center: Emerging Strategies for Collecting Consumer Debt

Consumer lenders invest considerable resources to figure out how best to target their marketing efforts and create frictionless application and loan origination processes. Since competition across banks, credit unions, and emerging nonbank...
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LendIt Keynote: Analytic Innovations Using Consumer Permissioned Data

If you missed the LendIt Fintech USA 2019 event, you can catch the keynote video here featuring FICO CEO Will Lansing and Alex Lintner at Experian discussing how consumer permissioned data will help lenders to responsibly and securely exte...
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Third-party lender modernizes its origination system to improve the indirect loan experience

Client: Third-party lender specializing in home improvement financing  Challenge: The lender wanted to replace its existing loan origination system with a more sophisticated system that would enable faster strategy changes, greater...
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FICO® Decision Management Platform - Make it your Platform

  Does your business buy a new product every time you need to solve the latest business challenge? Are your customer engagements disconnected and causing you to lose market share? Let a single, integrated decisioning platform help ...
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FICO Insurance Solution: Underwriting

Tim and his team are responsible for managing the entire underwriting process. Tim feels constant pressure to improve underwriting process throughput, while making the best decisions for his organization. He struggles to maximize the outpu...
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Identifying Tax Non-Compliance with FICO Network Analytics

With FICO® Identity Resolution Engine (IRE), revenue agencies can identify non-compliance, tax fraud, and fraud rings with greater precision and efficiency in real time. Its scalable graph analytics capability, known as network analytics (...
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What origination tools do you need to win the point-of-sale battle? Hot Topics Q&A

90% of consumers’ financial services purchase decisions are based on shopping or research processes, and not on prior relationships. While bank marketers might wish otherwise, the reality is that consumers’ interest in their products exist...
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What marketing tools do you need to win the point-of-sale battle? Hot Topics Q&A

90% of consumers’ financial services purchase decisions are based on shopping or research processes, and not on prior relationships. While bank marketers might wish otherwise, the reality is that consumers’ interest in their products exist...
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What analytics tools do you need to win the point-of-sale battle? Hot Topics Q&A

90% of purchase decisions in banking are based on shopping or research processes, and not on prior relationships. While bank marketers might wish otherwise, the reality is that consumers’ interest in their products exists almost entirely i...