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The current landscape of retails deposits is challenging traditional approaches to building and retaining profitable deposit relationships. The highly uncertain nature of recent deposits inflows and their relationship to economic condition...
Dr. Jens Schulz is technical product manager at FICO. He holds a Ph.D. in mathematics from TU Berlin and is a mathematical optimization expert. He worked as such within chemical manufacturing and the transportation industry of airlines and...
In recent years, digital transformation has grown from an IT good intention into a full-scale Board of Directors–level imperative for businesses in almost every industry across the globe. In some cases, that urgency is driven by the proact...
How Logistics Leaders Can Best Prepare for the Worst Among other things, the COVID pandemic has revealed the fragility of global supply chains, many of which have proven to be highly susceptible to catastrophic events. And it's a given tha...
Before the COVID-19 pandemic, the research team at Arizent presented the findings of an extensive online survey among American Banker subscribers. The objective was to learn financial services executives’ perceptions of their companies’ pr...
Historically insurance companies may have conducted limited scenario testing when introducing new pricing structures before implementation. However, insurers today struggle to efficiently run and test business model simulations that requir...
Data-driven decisions are becoming strategically important to a company’s success at every stage of the customer lifecycle. Companies across all industries find that they have the data but struggle to make decisions that have meaningful bu...
Client A regional credit union repeatedly recognized for outstanding service and focused on becoming a fully trusted financial partner to its members Challenge The organization needed to modernize its new member acquisition stra...
Financial services organizations are trying to predict the unpredictable. With an uncertain economic outlook, you still need to know the right actions to take on customers as their financial health changes rapidly, while providing convenie...
With the growing complexity of national and international regulations, increased regulatory enforcement and record fines for non-compliance, your organization’s governance capabilities need to be stronger than ever. Management reporting an...
Around the world, numerous legal initiatives require financial institutions to fight fraud, money laundering, and the financing of terrorism. These include guidelines from the Financial Action Task Force (FATF) and the Third/Fourth EU Mone...
The Foreign Account Tax Compliance Act (FATCA) requires foreign financial institutions to report U.S. accountholders with foreign assets and comply with the Intergovernmental Agreements (IGA) or register with the U.S. tax authority (IRS) d...
Where does your company stand versus its peers in its preparedness for digital disruption? Watch this on-demand webinar of expert panelists who discuss the results of a new banking executive survey, as well as the trends and strategies for...
According to recent studies, most enterprises list “digital transformation” as their driving business priority, and they’ve collectively spent more than a trillion dollars towards achieving it. However, despite these lucrative investments,...
For the second year in a row, Chartis has named FICO the category leader for CRQ solutions in their latest Market Update & Vendor Landscape Report FICO scored highly in both aspects of their RiskTech Quadrant®, for: Complete...
Since COVID-19 began its spread across the globe, financial institutions have grappled to adapt their collections activities to assist the millions of consumers experiencing financial distress as a result of the pandemic. In Canada, more t...