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Data Scientists and Operations Researchers can now deploy their Python models into user-friendly apps in FICO Xpress Insight. The models can be of any type—statistical regression, forecasting, or machine learning-based, etc.—and utilize an...
The economic free fall since mid-March, coupled with government restrictions on collections & recovery activity related to the COVID-19 pandemic, has caused many lenders to review their portfolios for effective management. Incremental ...
Client: Prominent North American Bank Challenge: Create machine learning models for credit risk that provide transparency and regulatory compliance. Solution: FICO® Analytics Workbench™ Results: With Explainable AI (xAI) machine l...
Building AI-Driven Enterprises in a Disrupted Environment reveals how data and analytics executives at large enterprises are working to operationalize AI in the age of COVID-19. Through survey research and in-depth executive interviews,...
What your customers experience when a suspicious behavior occurs on their account is as important as what they experienced when they onboarded. Today’s consumers have high expectations for their entire customer journey: they want convenien...
Banks invest heavily to protect their customers, but protection is difficult when a customer becomes the victim of a scam and unknowingly sends money to a criminal directly from their account. Losses from Authorised Push Payment (APP) sche...
The FICO® Score 10 suite provides a comprehensive set of the most powerful FICO® Scores ever. Leveraging FICO’s heritage of scoring expertise, this new suite, offering FICO® Score 10 and FICO® Score 10 T, supports more predictive consumer ...
Concurrent with creating a once-in-a-century health crisis, COVID-19 has driven dramatic shifts in consumer spending and other financial activity, sounding an alarm bell for deeper visibility to credit risk. Beyond the pandemic, social jus...
Consumers and businesses are moving their financial lives online, but digital onboarding is hampered by regulations. Compliance with money laundering legislation and security guidelines requires the contributions of many parts of a busines...
FICO® Resilience Index can help financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions. This allows financial institutions to discover and manage potential latent risk within groups o...
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their observable credit bureau attributes, irrespective of the economic environment. Lenders may calibrate FICO Score...
What your customers experience when their account is past-due is as important as what they experienced when they onboarded. Today’s consumers have high expectations for the entire customer journey. They want to be treated respectfully, giv...
Companies rely on FICO solutions to manage every stage of the credit lifecycle and other mission-critical business processes. To help them deploy these solutions quickly and safely around the world, FICO provides a complete, integrated pla...
Affordability and driving the right outcomes for customers has never been so front of mind for credit lenders. Over the past couple of months, every market has been challenged to deal with credit-stressed consumers, in situations where the...
Digital Banking & Payments have sky rocketed in recent times. COVID-19 has added further impetus towards digital adoption and a move towards a cashless society. How can technology be harnessed to meet this new norm while improving tran...
In the fast paced digital world we are operating in today, it is more important than ever to leverage technology solutions to gain a competitive advantage. End-to-End Digital Onboarding with multi-layered secure Authentication and Id...