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The FICO® Score 10 suite provides a comprehensive set of the most powerful FICO® Scores ever. Leveraging FICO’s heritage of scoring expertise, this new suite, offering FICO® Score 10 and FICO® Score 10 T, supports more predictive consumer ...
Concurrent with creating a once-in-a-century health crisis, COVID-19 has driven dramatic shifts in consumer spending and other financial activity, sounding an alarm bell for deeper visibility to credit risk. Beyond the pandemic, social jus...
Consumers and businesses are moving their financial lives online, but digital onboarding is hampered by regulations. Compliance with money laundering legislation and security guidelines requires the contributions of many parts of a busines...
FICO® Resilience Index can help financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions. This allows financial institutions to discover and manage potential latent risk within groups o...
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their observable credit bureau attributes, irrespective of the economic environment. Lenders may calibrate FICO Score...
What your customers experience when their account is past-due is as important as what they experienced when they onboarded. Today’s consumers have high expectations for the entire customer journey. They want to be treated respectfully, giv...
Companies rely on FICO solutions to manage every stage of the credit lifecycle and other mission-critical business processes. To help them deploy these solutions quickly and safely around the world, FICO provides a complete, integrated pla...
Affordability and driving the right outcomes for customers has never been so front of mind for credit lenders. Over the past couple of months, every market has been challenged to deal with credit-stressed consumers, in situations where the...
Digital Banking & Payments have sky rocketed in recent times. COVID-19 has added further impetus towards digital adoption and a move towards a cashless society. How can technology be harnessed to meet this new norm while improving tran...
In the fast paced digital world we are operating in today, it is more important than ever to leverage technology solutions to gain a competitive advantage. End-to-End Digital Onboarding with multi-layered secure Authentication and Id...
Making smart technology choices is more important than ever as the digital revolution continues to reshape the relationship with the consumer. This is especially so with the pandemic accelerating the digital transformation journeys of busi...
With so many supply chain technology solutions available on the market, it’s natural for logistics leaders to wonder if they’re getting the most out of what they have—especially compared to the competition. You’ve probably also questioned ...
Join us at the Retail Banking International Conference Virtual to explore the impact of technological developments in a rapidly transitioning financial landscape and highlight new opportunities open to FIs as they push to strive in an era ...
Client: Mastercard Challenge: Leveraging advanced technology to identify and prevent debit and prepaid card fraud. Solution: FICO® Customer Communication Services and FICO® Falcon® Platform Results: Mastercard’s industry-leading f...
During the pandemic, most states instituted special directives limiting collection activities. For example, the US Federal Government suspended student loan repayments and collection efforts on defaulted loans. Private sector businesses al...
Whenever a payment is made, there’s a risk that the account has been taken over by a fraudster. To ensure transactions are legitimate, financial institutions perform identity authentication analysis and transaction risk analysis. While mos...