This report by Tom Parrent, Principal at Quantilitics examines eight use cases for FICO® Resilience Index within the home mortgage industry. From capital planning to risk management to housing policy, the additional information provided by the index helps the industry improve their analytics to create more finely targeted strategies.
This paper covers the following use cases:
- CCAR Testing and Bank Capital Planning
- Housing Policy
- Consumer Lending Analytics
- Consumer Credit Policy
- Risk Based Pricing
- Loan Servicing
- GSEs and FHA/VA
- Credit Risk Transfer
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