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The landscape of fraud is changing, criminals have become more sophisticated and organizations must respond to this challenge whilst maintaining a strong customer experience and complying with regulatory change. Point solutions are no longer effective and organizations must take a more holistic approach to fighting financial crime. The fraud and compliance functions need to come together with an integrated approach the people, processes and solutions they use, enabling them to check for money laundering and potential fraud at the same time, to ultimately improve the customer experience. Convergence allows enterprises to protect all channels, protect their customers, create a consistent customer experience and maximize loss prevention and revenue.