ADIB reduces risk while meeting IFRS 9 requirements

Client: Abu Dhabi Islamic Bank (ADIB), a leading bank in the United Arab Emirates.

Challenge: Create a set of models across the bank’s retail portfolio and tune them for IFRS 9 impairment requirements.

Solution: FICO® Model Builder.

Results: ADIB is in compliance with IFRS 9 impairment requirements and has reduced portfolio risk with the implementation of several new risk scorecards.