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The early identification of borrowers at risk is an essential credit risk strategy that will remain essential post the current economic downturn.
Predictive analytics allow servicers to apply the right strategy at the right time to each customer segment resulting in increased efficiency and reduced losses. FICO clients are realizing the benefits of investing in servicing to help identify risk and prevent defaults. Far from a temporary fix, these institutions are rebuilding servicing with a new, long-term market perspective.