Skip to main content
FICO Machine Learning Yields Rapid Time to Value (TTV) and Uncovers New Risk Predictors

Case Study

FICO Machine Learning Yields Rapid Time to Value (TTV) and Uncovers New Risk Predictors

Case Study

Client: Country division of a large multi-national bank

Challenge: Demonstrate the value of the massive quantities of detailed transactional data the bank had amassed but not yet used in credit risk modeling

Solution: A service engagement with FICO’s Global Analytics team to leverage machine learning and predictive modeling to distill insights from the data and determine how best to monetize

Results: Large and ongoing ROI (29:1 after 6 months), and significant predictive lift over bank’s current origination score, especially for key customer segments