Independent auto financer safely accelerates credit decisions for nonprime borrowers

Client: Part of a prominent global financial services company, this auto financing subsidiary is focused on a single large and developed country and has considerable market share. Challenge: Control risk while providing innovative loan products and rapid decisions to consumers who may not qualify for traditional bank or dealer financing. Solution: Replace internal decision system with FICO® Origination Manager, which now enables the company to provide faster, more flexible lending decisions to its network of dealers.