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Large South America Retailer Modernizes Originations

After a three-month implementation, the retailer is experiencing significant results.

Case Study

Overhauling an antiquated credit decision system In order to stay competitive, retailers are being asked to make fast credit decisions at point-of-sale. This was a challenge for this large South America retailer, which was using an antiquated mainframe and a manual process for determining whether to approve credit applications. With a goal of creating decision workflows and automating approvals, the retailer turned to FICO to integrate flexible solution components with its existing system.