Latin America’s largest microfinance bank uses FICO® Platform to expand microlending and help unbanked consumers

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Case Study

Client: Mibanco

Challenge: Transition from a slow internal loan decisioning system to one with more precise, value-based decisions at the origination stage, enabling Mibanco to expand its lending while keeping risk in check.

Solution: FICO® Platform

Results: After implementing the new platform with Decisions and Analytics & ML Capabilities, Mibanco achieved a 90% reduction in new credit policy production time, a 20% reduction in IT development expenditure, and the ability to offer better lending access to thousands of thin-file customers in Peru.

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