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Germany’s savings banks are region-based banks offering a broad range of financial and investment services to private and business clients. Though they do business under a common trademark, each savings bank is unique. As a regional bank of supra-regional importance, Kreissparkasse Esslingen-Nürtingen serves the entire district, a diverse area with 514,000 inhabitants, 44 towns and communities, and some 28,000 businesses. With a balance-sheet total of 8.5 billion Euro (2009) and 107 branches covering this huge catchment area, Kreissparkasse Esslingen-Nürtingen counts among Germany‘s largest regional banks.