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Banks that specialize in personal lending products understand that it is essential to have a fast and effective originations process. This large South America bank had been operating with a manual originations process for years. As it continued to grow, the bank realized it needed an automated process leveraging analytics in order to gain the speed and flexibility required for meeting aggressive application goals. This case study illustrates how the bank leveraged the FICO®Decision Management Platform to overhaul its originations process across three portfolios in order to increase revenue and market share, as well as automate internal processes.