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Every year, Worldpay (formerly Vantiv) processes more than 17 billion payment transactions for nearly a half-million retail merchants in the United States. Because there is a contingent risk involved in taking on a new merchant, Worldpay sought to ensure that it minimizes that risk and makes appropriate pricing offers. Specifically, they needed a way to speed up its merchant onboarding process, which was being done manually and could take up to nine days. They chose FICO Merchant Acquiring Solutions, powered by FICO® Decision Management Suite. As a result, Worldpay has cut merchant onboarding from days to minutes, which helps facilitate the company’s rapid growth and opens up new possibilities for partnerships with independent sales organizations and merchant banks.