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The FICO® Cyber Risk Score is an empirical assessment of security risk based on an inventory of Internet-facing network assets, an objective assessment of network condition, observed network management practices and historic evidence of compromise. Third parties such as business partners and cyber insurance underwriters may use the results, represented as a three-digit score, as an important element in their underwriting or contracting decision processes. Many companies may also use the score as a proxy for expensive, manually intensive security audits or as an objective supplement to subjective security questionnaires.