Book more loans by providing more consumer choice

Exceed your automotive finance portfolio objectives using FICO® Alternative Deal Structure

Release Documentation
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Executive Brief

Learn how FICO technology helps lenders optimize alternative deal structuring, enabling them to respond quickly to lending opportunities without compromising risk standards or growth targets and make the right offers to the right customers with more precise pricing and flexible deal structures. 

Using FICO technology to optimize alternative deal structuring, one captive auto lender achieved significant benefits:

  • Increased loan approval rates for better dealer and customer satisfaction
  • Reduced annual losses by up to $12 million
  • Achieved faster loan negotiations and lower labor costs
  • Improved transparency and reduced risk
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